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Terry Blog

Managing Your Refund

8/9/2017

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Very few people in the world get paid like Terry Scholars. Scholars, unless they have a part-time job, only get paid twice a year. When funds disburse, your TTU bill is paid, and then the remainder is direct deposited into your bank. From there it is yours to manage until the next disbursement 10 days before the next semester starts. This can make winter break and summertime pretty difficult if you don't manage your money well.

To help you have a little money to get home on for Christmas, here are some tips for managing your refund. Creating a budget may sound complicated, but all you need to do to get started is set aside some time and get organized—the benefits will make the effort worthwhile. The following steps will help you set up your budget and manage your finances by helping you track your income and expenses.
7 Steps to Manage Your Money in College
  1. Be realistic.
  2. Estimate your expenses.
  3. Know your “needs” versus your “wants.”
  4. Align your spending with your values.
  5. Savings.
  6. Be organized and kind to yourself.
  7. Cash is king…or queen.
Create a Budget
​Use this worksheet to set your income versus expenses, your spending limits, and savings goals.

​No seriously. Just take a minute right now and do it.
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  • Home
  • Prospective Scholars
  • Current Scholars
    • Scholars By Year >
      • Meet the 2011 Scholars
      • Meet the 2012 Scholars
      • Meet the 2013 Scholars
      • Meet the 2013 Transfer Scholars
      • Meet the 2014 Scholars
      • Meet the 2014 Transfer Scholars
      • Meet the 2015 Scholars
      • Meet the 2015 Transfer Scholars
      • Meet the 2016 Scholars
      • Meet the 2016 Transfer Scholars
      • Meet the 2017 Scholars
      • Meet the 2017 Transfer Scholars
      • Meet the 2018 Scholars
    • New Scholar Information >
      • New Freshman Survey
      • New Transfer Survey >
        • Transfer Scholar Tips
      • The Terry Letter Story
      • Welcome Week >
        • Instagram Scavenger Hunt
        • Video Scavenger Hunt
        • Library Information
      • Foundation Information >
        • Foundation Scholar Portal
        • Study Abroad
        • Recruiting
      • Texas Tech Information >
        • Housing >
          • Best Space
        • Social Media Tips
    • Student Org >
      • Achievements and Activities
      • Meet the Officers
      • Committee Involvement >
        • Connect
      • Calendar >
        • Orientation
        • Banquet >
          • 2011 Banquet
          • 2013 Banquet
          • 2014 Banquet
        • Picnic
      • Academics >
        • Academics Challenges >
          • SESSION 1: Academic Leadership
          • SESSION 2 : Master Plan
          • SESSION 3 : The Classroom
          • SESSION 4 : The Syllabus
          • SESSION 5: The Professor
          • SESSION 6: Resources I
          • SESSION 7: Study Groups
          • SESSION 8: Resources II
          • SESSION 9: Resources III
          • SESSION 10: Study Methods
        • Tutoring
        • Campus Involvement
        • Resumes
        • Success Tips
        • Goals
        • Letters of Recomendation
      • Intramurals
      • Fundraising
      • Leadership >
        • Leadership Book Club
      • Mentor Program >
        • Mentor Program Mission
        • Traditional Mentor Application
        • Traditional Mentor Report
        • Transfer Team Application
        • Transfer Mentor Report
        • Mentor Post-Year Survey
        • Mentee Post-Year Survey
        • Tech Terry Day
      • Personal Wellness >
        • Physical Fitness
        • Recipies
      • Public Relations >
        • All About
      • Service Projects >
        • Regional Service
        • Statewide Service Project >
          • Service Project Sponsorship
      • Social Activities
  • Parents
    • Move In Weekend Family Dinner
    • Terry Family Tailgate >
      • Sponsor
    • Farm House
    • Parents Only Blog
  • Alumni
    • TAP Program
    • Brunch
  • Shop
  • Blog